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Should You Help Your Kids Pay for Their Mortgage?

Should You Help Your Kids Pay for Their Mortgage?

According to a recent survey, almost a quarter of millennials and Gen Z homeowners said their parents had given them money in the past year to help with a rent or mortgage payment. That’s not hard to understand considering how much skyrocketing inflation

Apr 04, 2023 |

What is Cash to Close?

What is Cash to Close?

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does “Cash to Close” mean? Also called “funds to close,” cash to close denotes the t

Mar 28, 2023 | Purchasing a Home

What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

Closing costs find out what they are

Closing costs find out what they are

Home Purchase If you’re currently going through the home buying process you might have already figured out your ideal total mortgage payment, mortgage interest rate and how much money you want to initially place for a down payment. But have you considered

Mar 16, 2023 | Purchasing a Home Home Buying Made Simple ClosingCosts

How To Beat High Inflation with a Home Purchase

How To Beat High Inflation with a Home Purchase

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being quickly eroded. High interest rates may have scared yo

Mar 07, 2023 | Purchasing a Home

Buying Your Home in 10 Simple Steps

Buying Your Home in 10 Simple Steps

The Home Buying Process is indeed tedious but it doesn’t have to be confusing. We have broken it down into 10 easy to follow steps from start to finish. These steps as outlined below will be helpful to the new or experienced home buyer. 1. First, complete

Mar 02, 2023 | Purchasing a Home Home Equity Home Buying Made Simple